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Strategies for Mitigating U.S. Banks' Risks from Exposure to Derivatives and the Underlying Assets.

Record Type:	Language materials, manuscript : Monograph/item
Title/Author:	Strategies for Mitigating U.S. Banks' Risks from Exposure to Derivatives and the Underlying Assets./
Author:	Abdelmoumen, Othman.
Description:	1 online resource (104 pages)
Notes:	Source: Dissertations Abstracts International, Volume: 84-09, Section: A.
Contained By:	Dissertations Abstracts International84-09A.
Subject:	Finance. -
Online resource:	click for full text (PQDT)
ISBN:	9798377648154

Strategies for Mitigating U.S. Banks' Risks from Exposure to Derivatives and the Underlying Assets.
Abdelmoumen, Othman.

Strategies for Mitigating U.S. Banks' Risks from Exposure to Derivatives and the Underlying Assets. - 1 online resource (104 pages)

Source: Dissertations Abstracts International, Volume: 84-09, Section: A.

Thesis (D.B.A.)--Walden University, 2023.

Includes bibliographical references

Many banks' executives lacked strategies to mitigate the risk of default on subprime mortgages and their linked derivatives to prevent bank insolvency. This led to severe financial losses and insolvency of many banks in 2008-2009. Grounded in the corporate governance agency problem and stewardship theories, the purpose of this qualitative multiple case study was to explore (CG) strategies some bank executives implemented to mitigate the risk of default of subprime mortgages and their linked derivatives to prevent bank insolvency. The participants were four bank executives who worked for federally insured banks in Colorado. Data were collected from semi-structured interviews and a review of archival documents from U.S. government sources, like the Federal Deposit Insurance Corporation. Thematic analysis was used to analyze the data, and four themes emerged: (a) excessive risk-taking, (b) riskiness and complexities of mortgage-backed securities (MBS), (c) no capital reserves for massive subprime defaults, and (d) moral hazard. A key recommendation for bank executives is to set up a protocol to monitor the selling process of subprime loans and MBS, emphasizing the suitability and affordability of the loans to the consumers to protect the banks from losses or insolvency. The implications for positive social change include the potential for bank executives to act in the best interest of stakeholders to avoid the insolvency of financial institutions and banks.

Electronic reproduction.
Ann Arbor, Mich. :
ProQuest,
2024

Mode of access: World Wide Web

ISBN: 9798377648154Subjects--Topical Terms:

559073
Finance.
Subjects--Index Terms:

Financial institutionsIndex Terms--Genre/Form:

554714
Electronic books.

Strategies for Mitigating U.S. Banks' Risks from Exposure to Derivatives and the Underlying Assets.
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