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Have Homeownership Rates Transitioned Since the Financial Crisis? Evidence from the Survey of Consumer Finances Data.

Record Type:	Language materials, manuscript : Monograph/item
Title/Author:	Have Homeownership Rates Transitioned Since the Financial Crisis? Evidence from the Survey of Consumer Finances Data./
Author:	Amrelle, Kevin A.
Description:	1 online resource (47 pages)
Notes:	Source: Masters Abstracts International, Volume: 56-06.
Contained By:	Masters Abstracts International56-06(E).
Subject:	Economics. -
Online resource:	click for full text (PQDT)
ISBN:	9780355132939

Have Homeownership Rates Transitioned Since the Financial Crisis? Evidence from the Survey of Consumer Finances Data.
Amrelle, Kevin A.

Have Homeownership Rates Transitioned Since the Financial Crisis? Evidence from the Survey of Consumer Finances Data. - 1 online resource (47 pages)

Source: Masters Abstracts International, Volume: 56-06.

Thesis (M.S.)--The University of North Carolina at Charlotte, 2017.

Includes bibliographical references

Since 1989, significant mortgage finance innovation and federal policies with the intent of increasing homeownership participation particularly amongst minorities were implemented until the 2007 recession. This paper uses the Survey of Consumer Finances to analyze the lasting effectiveness of the mortgage finance innovations and federal policies on owner-occupancy rates leading up to and after the financial recession in 2007 until 2013. The results indicate that policy and macroeconomic factors offer temporary shifts in homeownership participation while household attribute changes have long lasting impact. Trends in the savings patterns of renters work as an effective measure for transitioning into homeownership. Shift-share analysis reinforces the idea that the model coefficients effectively capture household sentiment and macroeconomic conditions. Homeownership participation, especially amongst minorities, improved in 2013 relative to 1989 but the homeownership gap between minorities and white households has grown.

Electronic reproduction.
Ann Arbor, Mich. :
ProQuest,
2018

Mode of access: World Wide Web

ISBN: 9780355132939Subjects--Topical Terms:

555568
Economics.
Index Terms--Genre/Form:

554714
Electronic books.

Have Homeownership Rates Transitioned Since the Financial Crisis? Evidence from the Survey of Consumer Finances Data.
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500 $a Source: Masters Abstracts International, Volume: 56-06.
500 $a Adviser: Thomas Mayock.
502 $a Thesis (M.S.)--The University of North Carolina at Charlotte, 2017.
504 $a Includes bibliographical references
520 $a Since 1989, significant mortgage finance innovation and federal policies with the intent of increasing homeownership participation particularly amongst minorities were implemented until the 2007 recession. This paper uses the Survey of Consumer Finances to analyze the lasting effectiveness of the mortgage finance innovations and federal policies on owner-occupancy rates leading up to and after the financial recession in 2007 until 2013. The results indicate that policy and macroeconomic factors offer temporary shifts in homeownership participation while household attribute changes have long lasting impact. Trends in the savings patterns of renters work as an effective measure for transitioning into homeownership. Shift-share analysis reinforces the idea that the model coefficients effectively capture household sentiment and macroeconomic conditions. Homeownership participation, especially amongst minorities, improved in 2013 relative to 1989 but the homeownership gap between minorities and white households has grown.
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538 $a Mode of access: World Wide Web
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650 4 $a Hispanic American studies. $3 1179515
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