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A Mixed-Methodology Study of Insurers' Withdrawal from California's Home Insurance Market Amidst the Wildfire Crisis.

紀錄類型:	書目-語言資料,手稿 : Monograph/item
正題名/作者:	A Mixed-Methodology Study of Insurers' Withdrawal from California's Home Insurance Market Amidst the Wildfire Crisis./
作者:	Almuhana, Mohammad Ibrahim.
面頁冊數:	1 online resource (189 pages)
附註:	Source: Dissertations Abstracts International, Volume: 85-09, Section: B.
Contained By:	Dissertations Abstracts International85-09B.
標題:	Public policy. -
電子資源:	click for full text (PQDT)
ISBN:	9798381953275

A Mixed-Methodology Study of Insurers' Withdrawal from California's Home Insurance Market Amidst the Wildfire Crisis.
Almuhana, Mohammad Ibrahim.

A Mixed-Methodology Study of Insurers' Withdrawal from California's Home Insurance Market Amidst the Wildfire Crisis. - 1 online resource (189 pages)

Source: Dissertations Abstracts International, Volume: 85-09, Section: B.

Thesis (D.B.A.)--Westcliff University, 2024.

Includes bibliographical references

This dissertation investigates the impact of wildfire hazards on California's home insurance market, addressing the subsequent withdrawal of insurers and the utilization of the FAIR Plan. Utilizing a mixed-methods approach, the study blends quantitative analyses of historical data on wildfires, insurance losses, and policy trends with qualitative insights from property and casualty (P&C) insurance experts. Key findings reveal a substantial correlation between the severity of wildfires, financial losses, and insurers' decisions to withdraw from the market. The FAIR Plan emerges as a consequential alternative for fire hazards, witnessing increased utilization but facing challenges of accessibility, affordability, and suitability. Expert opinions emphasize the need for rate adjustments, regulatory changes, and fire risk mitigation strategies to encourage commercial insurers to reenter the market. The study offers recommendations for future research, including a more inclusive stakeholder approach, in-depth analysis of lurking variables, and exploration of regulatory dynamics in other states facing similar challenges.

Electronic reproduction.
Ann Arbor, Mich. :
ProQuest,
2024

Mode of access: World Wide Web

ISBN: 9798381953275Subjects--Topical Terms:

1002398
Public policy.
Subjects--Index Terms:

California wildfiresIndex Terms--Genre/Form:

554714
Electronic books.

A Mixed-Methodology Study of Insurers' Withdrawal from California's Home Insurance Market Amidst the Wildfire Crisis.
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