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A guide to SME financing

Record Type:	Language materials, printed : Monograph/item
Title/Author:	A guide to SME financing/ David Munro.
Author:	Munro, David.
Published:	[Basingstoke] :Palgrave Macmillan, : 2013.,
Description:	1 online resource.
Subject:	Small business - Finance. -
Online resource:	http://www.palgraveconnect.com/doifinder/10.1057/9781137373786
ISBN:	9781137373786 (electronic bk.)

A guide to SME financing
Munro, David.

A guide to SME financing[electronic resource] /David Munro. - [Basingstoke] :Palgrave Macmillan,2013. - 1 online resource.

1. Introduction: The Actuality and Potential of SMEs in Developing Economies -- 2. What is an SME? And How do SMEs Differ from Microenterprises? -- 3. Why Are SMEs Appropriate for Bank Financing -- 4. How May Banks Address the Constraints and Perceived Drawbacks to Financing SME's? -- 5. An Outline of the Application, Analysis and Approval Process: The Centrality of Credit Analysis -- 6. Streamlining and Templatizing the Credit Analysis Process -- 7. Staff Training -- 8. Documentation: Loan Agreements and Documentary Requirements -- 9. Marketing and Creating a Portfolio -- 10. Monitoring SME Loan Income/Performance Monitoring of Credit/Marketing Officers -- 11. Reports, Repayment Monitoring and Collections -- 12. Setting Up an SME Unit : Is It a Good Idea? -- 13. Value Propositions/Types of Products -- 14. Role of Loan Guarantees.

A Guide to SME Finance is a brief guide to designing and implementing an SME finance program within a commercial bank or other financial institution, such as an NGO. This work covers the rationale behind SME finance -- why it makes sense for a bank to enter this market sector, followed by a step-by-step approach to designing and implementing the program. Munro highlights the need to automate the lending process, and offers a lengthy description of how this can be accomplished. Examples of loan application, analysis, and approval forms and templates are included along with instructions for use. Additional formats are provided for loan officer goals and periodic reviews, portfolio and relationship profitability management, as well as a model credit score card to use as a 'sift' for loan applicants.

ISBN: 9781137373786 (electronic bk.)

Source: 706072Palgrave Macmillanhttp://www.palgraveconnect.comSubjects--Topical Terms:

660075
Small business
--Finance.Index Terms--Genre/Form:

554714
Electronic books.

LC Class. No.: HG4027.7 / .M86 2013

Dewey Class. No.: 658.15/92

A guide to SME financing
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505 0 $a 1. Introduction: The Actuality and Potential of SMEs in Developing Economies -- 2. What is an SME? And How do SMEs Differ from Microenterprises? -- 3. Why Are SMEs Appropriate for Bank Financing -- 4. How May Banks Address the Constraints and Perceived Drawbacks to Financing SME's? -- 5. An Outline of the Application, Analysis and Approval Process: The Centrality of Credit Analysis -- 6. Streamlining and Templatizing the Credit Analysis Process -- 7. Staff Training -- 8. Documentation: Loan Agreements and Documentary Requirements -- 9. Marketing and Creating a Portfolio -- 10. Monitoring SME Loan Income/Performance Monitoring of Credit/Marketing Officers -- 11. Reports, Repayment Monitoring and Collections -- 12. Setting Up an SME Unit : Is It a Good Idea? -- 13. Value Propositions/Types of Products -- 14. Role of Loan Guarantees.
520 $a A Guide to SME Finance is a brief guide to designing and implementing an SME finance program within a commercial bank or other financial institution, such as an NGO. This work covers the rationale behind SME finance -- why it makes sense for a bank to enter this market sector, followed by a step-by-step approach to designing and implementing the program. Munro highlights the need to automate the lending process, and offers a lengthy description of how this can be accomplished. Examples of loan application, analysis, and approval forms and templates are included along with instructions for use. Additional formats are provided for loan officer goals and periodic reviews, portfolio and relationship profitability management, as well as a model credit score card to use as a 'sift' for loan applicants.
588 $a Description based on online resource; title from title details screen (Palgrave Connect, viewed July 18, 2013).
650 0 $a Small business $x Finance. $3 660075
650 7 $a BUSINESS & ECONOMICS / Corporate Finance $2 bisacsh $3 941364
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