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Payday lending = global growth of the high-cost credit market /

Record Type:	Language materials, printed : Monograph/item
Title/Author:	Payday lending/ Carl Packman.
Reminder of title:	global growth of the high-cost credit market /
Author:	Packman, Carl.
Published:	Basingstoke :Palgrave Pivot : : 2014.,
Description:	156 p. :0 ill. :
Notes:	Electronic book text.
Subject:	Credit & credit institutions. -
Online resource:	Online journal 'available contents' page
ISBN:	1137361107 (electronic bk.) :

Payday lending = global growth of the high-cost credit market /
Packman, Carl.

Payday lendingglobal growth of the high-cost credit market /[electronic resource] :Carl Packman. - 1st ed. - Basingstoke :Palgrave Pivot :2014. - 156 p. :0 ill.

Electronic book text.

1. The History and Development of High Cost Credit and Payday Lending 2. Payday in the UK 3. The European Directive to Consume 4. The Australian SACCs Appeal 5. Back in North America 6. Discussion Points 7. Conclusion and Recommendations.

Document

Payday Lending looks at the growth of the high cost credit industry from the early payday lending industry in the early 1990s to its development in the US as a highly profitable industry around the world.In the United States, the average loan a person takes out with a payday lender is around $350 for two weeks. For many with access to mainstream forms of credit, they will rarely step into a payday shop, but for the 7.7% of Americans who are totally unbanked or the 17.9% who are under-banked a payday lender is often their only option. Today there are now more payday lender shops in the US than McDonald's restaurants. Payday Lending explores the rise of the payday lending industry across the world, from the UK to the US, via Europe and the rest of the Western world. Packman provides a literary review of the subject, showcases new research material, and concludes that more radical action needs to be taken on the conditions that have led to the industry's rapid growth. This ground-breaking new work also assesses the policy context involving payday lending, the history of the industry, and what can be done to ensure big lending companies no longer take advantage of consumers in times of financial hardship.

PDF.

Carl Packman is a writer, researcher and broadcaster. He is the author of Loan Sharks: The Rise and Rise of Payday Lending (2012), a regular commentator on issues such as finance and personal debt, and has written for many household publications such as the Guardian in the UK and American Banker in the US.

ISBN: 1137361107 (electronic bk.) :£30.00Subjects--Topical Terms:

810457
Credit & credit institutions.

LC Class. No.: HG3755 / .P23 2014

Dewey Class. No.: 332.743

Payday lending = global growth of the high-cost credit market /
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