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A Case Study on Monetary Fraud in a ...

ProQuest Information and Learning Co.

A Case Study on Monetary Fraud in a Cashless Economy.

紀錄類型:	書目-語言資料,手稿 : Monograph/item
正題名/作者:	A Case Study on Monetary Fraud in a Cashless Economy./
作者:	Iyer, Swarnalakshmi M.
面頁冊數:	1 online resource (70 pages)
附註:	Source: Masters Abstracts International, Volume: 57-04.
標題:	Information technology. -
電子資源:	click for full text (PQDT)
ISBN:	9780355611960

A Case Study on Monetary Fraud in a Cashless Economy.
Iyer, Swarnalakshmi M.

A Case Study on Monetary Fraud in a Cashless Economy. - 1 online resource (70 pages)

Source: Masters Abstracts International, Volume: 57-04.

Thesis (M.S.)--Purdue University, 2017.

Includes bibliographical references

The payment market has many electronic instruments like cards and mobile phones competing with cash for market share. This thesis compares costs, involving two components: (i) the cost of implementing and maintaining an economy where the instrument can be used and, (ii) the losses suffered due to abuse of the payment instrument, for cash and card instruments. A case study on three countries Sweden, United States and India is conducted to survey variations in costs for cash and card instruments in economies that have varying extents of cash in circulation. Findings show that losses suffered due to abuse of cash as a payment instrument are much higher than that of card instruments. The cost of implementing and maintaining a system for electronic payment instruments are less than half of the cost of currency operations. A society with less cash could hence potentially be more resistant to abuse of payment instrument and more cost efficient as compared to a cash based one. However, electronic payment methods do not provide the financial privacy and financial independence that cash provides. Thus individual rights and liberty are better safeguarded in a cash based economy.

Electronic reproduction.
Ann Arbor, Mich. :
ProQuest,
2018

Mode of access: World Wide Web

ISBN: 9780355611960Subjects--Topical Terms:

559429
Information technology.
Index Terms--Genre/Form:

554714
Electronic books.

A Case Study on Monetary Fraud in a Cashless Economy.
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504 $a Includes bibliographical references
520 $a The payment market has many electronic instruments like cards and mobile phones competing with cash for market share. This thesis compares costs, involving two components: (i) the cost of implementing and maintaining an economy where the instrument can be used and, (ii) the losses suffered due to abuse of the payment instrument, for cash and card instruments. A case study on three countries Sweden, United States and India is conducted to survey variations in costs for cash and card instruments in economies that have varying extents of cash in circulation. Findings show that losses suffered due to abuse of cash as a payment instrument are much higher than that of card instruments. The cost of implementing and maintaining a system for electronic payment instruments are less than half of the cost of currency operations. A society with less cash could hence potentially be more resistant to abuse of payment instrument and more cost efficient as compared to a cash based one. However, electronic payment methods do not provide the financial privacy and financial independence that cash provides. Thus individual rights and liberty are better safeguarded in a cash based economy.
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538 $a Mode of access: World Wide Web
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