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Payday lending in Canada in a global context = a mature industry with chronic challenges /

紀錄類型:	書目-語言資料,印刷品 : Monograph/item
正題名/作者:	Payday lending in Canada in a global context/ edited by Jerry Buckland, Chris Robinson, Brenda Spotton Visano.
其他題名:	a mature industry with chronic challenges /
其他作者:	Buckland, Jerry.
出版者:	Cham :Springer International Publishing : : 2018.,
面頁冊數:	xxi, 245 p. :ill., digital ; : 24 cm.;
Contained By:	Springer eBooks
標題:	Moneylenders - Canada. -
電子資源:	http://dx.doi.org/10.1007/978-3-319-71213-0
ISBN:	9783319712130

Payday lending in Canada in a global context = a mature industry with chronic challenges /
Payday lending in Canada in a global contexta mature industry with chronic challenges /[electronic resource] :edited by Jerry Buckland, Chris Robinson, Brenda Spotton Visano. - Cham :Springer International Publishing :2018. - xxi, 245 p. :ill., digital ;24 cm.

1. Introduction -- 2. A Statistical Profile of Payday Loan Clients from National Surveys -- 3. A Socio-economic Examination of Payday Loan Clients: Why and How People Use Payday Loans -- 4. A Business Analysis of the Payday Loan Industry -- 5. Ethical Issues Related to Payday Lending -- 6. Mainstream Financial Institution Alternatives to the Payday Loan -- 7. Payday Lending Regulations -- 8. Conclusion.

This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources-all in the context of an established Canadian industry-provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia.

ISBN: 9783319712130

Standard No.: 10.1007/978-3-319-71213-0doiSubjects--Topical Terms:

1202115
Moneylenders
--Canada.

LC Class. No.: HG3756.C2 / P39 2018

Dewey Class. No.: 332.7430971

Payday lending in Canada in a global context = a mature industry with chronic challenges /
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505 0 $a 1. Introduction -- 2. A Statistical Profile of Payday Loan Clients from National Surveys -- 3. A Socio-economic Examination of Payday Loan Clients: Why and How People Use Payday Loans -- 4. A Business Analysis of the Payday Loan Industry -- 5. Ethical Issues Related to Payday Lending -- 6. Mainstream Financial Institution Alternatives to the Payday Loan -- 7. Payday Lending Regulations -- 8. Conclusion.
520 $a This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources-all in the context of an established Canadian industry-provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia.
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