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Roles of Financial Institutions and Credit Guarantees in Regional Revitalization in Japan

Record Type:	Language materials, printed : Monograph/item
Title/Author:	Roles of Financial Institutions and Credit Guarantees in Regional Revitalization in Japan/ by Nobuyoshi Yamori, Yoshihiro Asai, Masao Ojima, Kei Tomimura, Koji Yoneda.
Author:	Yamori, Nobuyoshi.
other author:	Asai, Yoshihiro.
Description:	XVI, 92 p. 2 illus., 1 illus. in color.online resource. :
Contained By:	Springer Nature eBook
Subject:	Business enterprises—Finance. -
Online resource:	https://doi.org/10.1007/978-981-32-9679-4
ISBN:	9789813296794

Roles of Financial Institutions and Credit Guarantees in Regional Revitalization in Japan
Yamori, Nobuyoshi.

Roles of Financial Institutions and Credit Guarantees in Regional Revitalization in Japan[electronic resource] /by Nobuyoshi Yamori, Yoshihiro Asai, Masao Ojima, Kei Tomimura, Koji Yoneda. - 1st ed. 2019. - XVI, 92 p. 2 illus., 1 illus. in color.online resource. - Kobe University Social Science Research Series,2520-1697. - Kobe University Social Science Research Series,.

Preface -- Acknowledgements -- Table of Contents -- About the Authors -- Chapter 1 How Regional Financial Institutions Can Promote Regional Revitalization in Japan: Results from a 2017 Survey on Regional Finance -- Chapter 2 Current Situation and Challenges of Human Resources Management at Japanese Financial Institutions: Evidence from a 2017 Attitude Survey of Young and Mid-Level Financial Institution Staff.

This book is about the roles that financial institutions are expected to play for revitalizing regional economies in Japan, which face several serious problems such as a rapidly aging population as well as a sharp decline in population. The Japanese government expects regional financial institutions to contribute to that revitalization. Actually, Japanese regional financial institutions have made various efforts to support small and medium-sized enterprises (SMEs) to increase their profitability and sustainability. However, the efforts have not yet produced adequate outcomes. To help clarify the reasons for the failures and to offer policy recommendations, the authors used four questionnaires to conduct surveys. They sent the questionnaires to the headquarters of regional financial institutions for Chapter 1 and to the staffs of regional financial institutions for Chapter 2. The government revised the Credit Guarantee System Reform Act in 2017 to promote financial institutions and credit guarantee corporations in order to proactively support SMEs, so in Chapter 3 the aims of the revised act are explained. Chapter 4 is based on a survey of startups that used the public credit guarantee. Finally, Chapter 5 is based on another, different questionnaire that was sent to SMEs to find out why they failed to improve their risk management and how financial institutions can help them to prepare for disasters. To the best of the authors’ knowledge, these questionnaire studies on regional revitalization have not been carried out elsewhere, making this book unique.

ISBN: 9789813296794

Standard No.: 10.1007/978-981-32-9679-4doiSubjects--Topical Terms:

1253877
Business enterprises—Finance.

LC Class. No.: HG4001-4285

Dewey Class. No.: 658.15

Roles of Financial Institutions and Credit Guarantees in Regional Revitalization in Japan
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